| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | Not disclosed | |
| Annual fee | $95, $95 annual fee — waived for the first yearFremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Transaction fees |
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees |
| Late payment | — | |
| Returned payment | — | |
| Cash back · Gasoline | 2% cash back. Payment timing is not disclosed. Earn 3% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining, 2% cash back on gasoline, and 1% cash back per dollar for all other purchases.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cashback qualificationsCash back · Gasoline | 1 We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards points. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional rewards. Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cash back · Other purchases | 1% cash back. Payment timing is not disclosed. Earn 3% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining, 2% cash back on gasoline, and 1% cash back per dollar for all other purchases.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cash back · Travel (airfare, hotel, car rental) and dining | 3% cash back. Payment timing is not disclosed. Earn 3% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining, 2% cash back on gasoline, and 1% cash back per dollar for all other purchases.Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Cashback qualificationsCash back · Travel (airfare, hotel, car rental) and dining | 1 We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards points. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional rewards. Fremont Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
