| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | Not disclosed | |
| Annual fee | Not disclosedFulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Transaction fees |
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees |
| Late payment | — | |
| Returned payment | — | |
| Restaurants, fast food and barsEach quarter | 1 point per $1. Above $2,000 of purchases in this shared group.Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Restaurants, fast food and barsEach quarter | 4 points per $1. First $2,000 of purchases in this shared group.Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Eligible gas, EV charging, groceries and streamingEach billing cycle | 2 points per $1. See source conditions for eligible purchases.Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Other eligible net purchasesEach billing cycle | 1 point per $1. See source conditions for eligible purchases.Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards conditionsRestaurants, fast food and bars; Eligible gas, EV charging, groceries and streaming; Other eligible net purchases | Point posting timing is not disclosed. Points expire 5 years from the time points are earned. Redemption options: Cash deposit, Statement credit, Travel, Merchandise, Gift cards.
Everyday Rewards+ Card: You will earn 1 Point per dollar spent on eligible Net Purchases charged to your Account during each billing cycle. In addition, you will earn 4 Points (1 base Point and 3 bonus Points) per dollar spent on eligible Net Purchases for your first $2,000 each quarter, 1 Point after quarterly maximum, during each billing cycle at merchants classified as a restaurant, fast-food restaurant or bar. You will earn 2 Points (1 base Point and 1 bonus Point) per dollar spent on eligible Net Purchases during each billing cycle at merchants classified as gas station and electric vehicle charging station (at wholesale clubs, discount stores/supercenters and grocery stores/supermarkets will only earn 1 Point), grocery store and supermarket (at wholesale clubs and discount stores/supercenters such as Target and Walmart will only earn 1 Point), and qualifying streaming subscription services. Refer to your Program Rules for a list of qualifying streaming services. Points expire 5 years from when they are earned, refer to your Program Rules for full details.
Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards source conditionsRestaurants, fast food and bars; Eligible gas, EV charging, groceries and streaming; Other eligible net purchases |
Maximum Point value applies to Points redeemed for a deposit into an eligible checking or savings account with this Financial Institution. The redemption value may be different if you choose to redeem your Points for other rewards such as travel, merchandise, gift cards, and/or statement credit. Other restrictions apply. Minimum redemption amounts may vary and are subject to change without notice.
Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
