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Fulton Bank

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchasesNot disclosed
Annual feeNot disclosedFulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Signup bonuspoints award25,000 points. Spend $2,000 on eligible purchases. Qualify within 120 days after account opening. Award posts within 1–2 statement cycles after qualification. Offer expiration not disclosed. If you’re approved for a new Travel Rewards+ Card, a one-time 25,000 bonus Points will be awarded after eligible Net Purchases totaling $2,000 or more are made to your account within 120 days from account opening. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Signup source conditions If you’re approved for a new Travel Rewards+ Card, a one-time 25,000 bonus Points will be awarded after eligible Net Purchases totaling $2,000 or more are made to your account within 120 days from account opening. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
All other eligible purchasesNot disclosed1.5 points per $1. See source conditions for eligible purchases.Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Travel, gas/EV, entertainment and recreation bonus categoriesNot disclosed4 points per $1. See source conditions for eligible purchases.Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards conditionsAll other eligible purchases; Travel, gas/EV, entertainment and recreation bonus categoriesPoint posting timing is not disclosed. Points expire 5 years from the time points are earned. Redemption options: Travel, Cash back, Merchandise, Gift cards. Travel Rewards+ Card: Travel Rewards+ Card: You will earn 1.5 Points per dollar spent on eligible Net Purchases charged to your Account during each billing cycle. In addition, you will earn 4 Points (1.5 base Points and 2.5 bonus Points) per dollar spent on eligible Net Purchases during each billing cycle from merchants classified in qualifying travel (such as purchases made directly from airlines, hotels, car rental companies, taxicabs, limousines, passenger trains and cruise line companies), gas station and electric vehicle charging station (at wholesale clubs, discount stores/supercenters and grocery stores/supermarkets will only earn 1.5 Points), entertainment, and recreation category codes. Merchants classified as Entertainment include: most cinemas, theme parks, concert venues, professional sports venues, and qualifying ticket sellers. Merchants classified as Recreation include: sports and recreation facilities that charge membership fees, sporting goods stores, public golf courses, fitness centers, dance studios and schools, and ongoing fitness subscriptions. Purchases from third parties and consultants at these locations may not qualify. Points expire 5 years from when they are earned, refer to your Program Rules for full details. when they are earned, refer to your Program Rules for full details. Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsAll other eligible purchases; Travel, gas/EV, entertainment and recreation bonus categories Travel Rewards+ Card: Travel Rewards+ Card: You will earn 1.5 Points per dollar spent on eligible Net Purchases charged to your Account during each billing cycle. In addition, you will earn 4 Points (1.5 base Points and 2.5 bonus Points) per dollar spent on eligible Net Purchases during each billing cycle from merchants classified in qualifying travel (such as purchases made directly from airlines, hotels, car rental companies, taxicabs, limousines, passenger trains and cruise line companies), gas station and electric vehicle charging station (at wholesale clubs, discount stores/supercenters and grocery stores/supermarkets will only earn 1.5 Points), entertainment, and recreation category codes. Merchants classified as Entertainment include: most cinemas, theme parks, concert venues, professional sports venues, and qualifying ticket sellers. Merchants classified as Recreation include: sports and recreation facilities that charge membership fees, sporting goods stores, public golf courses, fitness centers, dance studios and schools, and ongoing fitness subscriptions. Purchases from third parties and consultants at these locations may not qualify. Points expire 5 years from when they are earned, refer to your Program Rules for full details. when they are earned, refer to your Program Rules for full details. Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsAll other eligible purchases; Travel, gas/EV, entertainment and recreation bonus categoriesNo caps on the number of points you can earn. Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsAll other eligible purchases; Travel, gas/EV, entertainment and recreation bonus categoriesRedeem pointsFulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsAll other eligible purchases; Travel, gas/EV, entertainment and recreation bonus categories for your choice of travel, cash back,Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsAll other eligible purchases; Travel, gas/EV, entertainment and recreation bonus categories merchandise, and gift cards.Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website