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Banking RegistryReal data. Clear answers.
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Visa Zero+ CardRemove

Fulton Bank

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchasesNot disclosed
Annual feeNot disclosedFulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Cash back4% cash back. Allow 1–2 statement billing cycles for payment. You will earn 4% cash back per dollar spent on eligible Net Purchases for prepaid airfare, car rental, attractions and hotel reservations booked directly in the Rewards Center using your Zero+ Card. Net Purchases are Purchases minus credits and returns. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card. Cash back minimum redemption amounts and redemption values may vary and are subject to change without notice. Cash rewards expire 5 years from when they are earned, refer to your Program Rules for full details. Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Cashback qualificationsCash back You will earn 4% cash back per dollar spent on eligible Net Purchases for prepaid airfare, car rental, attractions and hotel reservations booked directly in the Rewards Center using your Zero+ Card. Net Purchases are Purchases minus credits and returns. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card. Cash back minimum redemption amounts and redemption values may vary and are subject to change without notice. Cash rewards expire 5 years from when they are earned, refer to your Program Rules for full details. Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Recurring statement credit · zero plus statement credit$15 statement credit. Per 12-month period. See source conditions for the period's start date. Allow 2–2 statement billing cycles for payment. An automatic statement credit of $15 per 12-month period will be applied to your Zero+ Account within 2 statement billing cycles following 11 consecutive calendar months of purchases, if the Account is in good standing (not past due or overlimit). We reserve the right to adjust or reverse any portion or all of any credit for unauthorized purchases or transaction credits. Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Cashback qualificationsRecurring statement credit · zero plus statement credit An automatic statement credit of $15 per 12-month period will be applied to your Zero+ Account within 2 statement billing cycles following 11 consecutive calendar months of purchases, if the Account is in good standing (not past due or overlimit). We reserve the right to adjust or reverse any portion or all of any credit for unauthorized purchases or transaction credits. Fulton Bank, National Association · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website