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Genisys Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $0GENISYS · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | up to $25GENISYS · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Returned payment | up to $26GENISYS · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| PurchasesNot disclosed | 1 point per $1. See source conditions for eligible purchases.GENISYS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsPurchases | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Every time you sign for transactions you earn 1 point for every $1 you spend, redeemable for travel, merchandise, gift cards, and much moreGENISYS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |