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Gesa Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | 25.99%GESA · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| APR for balance transfers | 25.99% variableGESA · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| APR for cash advances | 25.99% variableGESA · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Penalty APRafter a late payment | 26.99%GESA · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Paying interestgrace period on new purchases | — | |
| Annual fee | No annual fee.GESA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |