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Goldenwest Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | 10.24%–18% variableGOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | 10.24%–18% variableGOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | 10.24%–18% variableGOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | No annual feeGOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | 1.50% of the amount, 1.50%GOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Balance transfer | $0, NoneGOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | 1% of the amount, 1.00%GOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | $22, $22.00GOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular | 10.24% - 18.00%GOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |