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Goldenwest Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo annual feeGOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance1.50% of the amount, 1.50%GOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Balance transfer$0, NoneGOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction1% of the amount, 1.00%GOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty fees
Late payment—
Returned payment$22, $22.00GOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Other fees
Over limit$0, NoneGOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Replacement card$5, $5.00GOLDENWEST · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website