| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | — | |
| Transaction fees |
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| Signup bonuspoints award | 15,000 points. Spend $500 on eligible purchases. Qualify within 90 days after account opening. Award posting timing is not disclosed. Offer expiration not disclosed. 15,000 Bonus points after spending $500 in eligible net purchases within the first 90 days of account opening (subject to change)Hanmi Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Purchase rewardseach quarter | 4 points per $1. First $2,000 of purchases in this shared group.Hanmi Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Purchase rewardsNot disclosed | 2 points per $1. See source conditions for eligible purchases.Hanmi Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsPurchase rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 4X Points on first $2,000 each quarter on dining, takeout and restaurant deliveryHanmi Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsPurchase rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 2X Points at grocery stores, gas stations/EV charging stationsHanmi Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
