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Hanmi Bank
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfersintroductory rate first | 0%Hanmi Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | — | |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsBalance transfer · Introductory | 0% Introductory APR on balance transfers for first 12 billing cyclesHanmi Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 5% cash back. Payment timing is not disclosed. 5% cash back on first $2,000 in combined net purchases each quarter in 2 chosen categoriesHanmi Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 2% cash back. Payment timing is not disclosed. 2% Unlimited cash back each quarter on eligible net purchases on 1 chosen everyday categoryHanmi Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |