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Hanmi Bank
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $99, 연회비 $99 (첫해 면제)Hanmi Bank · Page Capture Oct 16, 2026 · Captured Oct 16, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | $0, No foreign transaction feesHanmi Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Purchase rewardsNot disclosed | 4 points per $1. See source conditions for eligible purchases.Hanmi Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Rewards conditionsPurchase rewards | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. 4X Points on eligible travel, entertainment, and recreation purchasesHanmi Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |