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Hapo Community Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo Annual FeeHAPO COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Other fees$5, *Initial card prints at account opening are free. Replacement cards are assessed a $5.00 fee upon printing.HAPO COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website