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Banking RegistryReal data. Clear answers.
Banking RegistryReal data. Clear answers.

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Herring Bank

Product terms with exact source passages
TermValueSource
APR for purchasesintroductory rate first
Introductory, 3 months9.90%Herring Bank · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
13%Herring Bank · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
APR for balance transfers—
APR for cash advances18%Herring Bank · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Minimum interest charge$3Herring Bank · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Annual fee$19.99, 19.99Herring Bank · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Transaction fees
Cash advancethe greater of $5 or 1% of the amount, maximum $25, $5.00 – 1.0% which ever is greater. Not to exceed $25Herring Bank · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Balance transfer—
Foreign transaction—
Penalty fees
Late payment$25, $25.00Herring Bank · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Returned payment$25, $25.00Herring Bank · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Other fees$0, $0.00Herring Bank · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
Opening conditionsYou must apply in person for a business credit card.Herring Bank · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
APR qualificationsCash advance · Regular18% (Fixed)Herring Bank · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website
APR qualificationsPurchase · Introductory; Purchase · Regular9.9% for first 3 months. 13.0% after 3 monthsHerring Bank · Page Capture Oct 5, 2026 · Captured Oct 5, 2026Website