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Hills Bank and Trust Company
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | 17.75% variableHills Bank and Trust Company · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 6 |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $15Hills Bank and Trust Company · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 2 |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |