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Houston Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchasesintroductory rate first | 2.99%HOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR for balance transfersintroductory rate first | 2.99%HOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | No Annual FeeHOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Transaction fees | ||
| Cash advance | $0, No cash advance feesHOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Balance transfer | $0, No balance transfer feesHOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Other APRsoutside the standard boxes | 2.99%HOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR qualificationsBalance transfer · Introductory; Cash advance · Introductory; Purchase · Introductory | *APR is Annual Percentage Rate. Rates are subject to change monthly. The 2.99% Introductory APR applies to purchases, balance transfers, and cash advances for the first six billing cycles and is offered to first-time credit card applicants only. Stated rate applies to well-qualified applicants. Details will be provided when you become a cardholder.HOUSTON · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |