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Hudson Valley Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $0 annual feeHUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| PurchasesNot disclosed | 1 point per $1. See source conditions for eligible purchases.HUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards conditionsPurchases | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: cash back credits, gift cards, merchandise, travel, charitable donations. Earn 1 point for every dollar you spendHUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditionsPurchases | Your account must be open and in good standing (not over-the-limit or past due) to earn or redeem points. HUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditionsPurchases | You can redeem for cash back credits, gift cards, merchandise, travel, or charitable donations in the HUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Rewards source conditionsPurchases | programHUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |