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Hudson Valley Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | 16.75%–18% variableHUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR for balance transfers | 16.75%–18% variableHUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| APR for cash advances | 16.75%–18% variableHUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $0 annual fee.HUDSON VALLEY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | $25, $25HUDSON VALLEY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Returned payment | — | |
| APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular | 16.75% to 18.00%HUDSON VALLEY · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |