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PLATINUM VISARemove

Inova Credit Union

Product terms with exact source passages
TermValueSource
APR for purchasesintroductory rate first
Introductory, 7 billing cycles8.99%INOVA · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
16.99%–17.99%INOVA · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR for balance transfersintroductory rate first
Introductory, 7 billing cycles8.99%INOVA · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
After16.99%–17.99%INOVA · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee—
Transaction fees
Cash advancethe greater of $5 or 4% of the amount, In addition to convenient loan access, you can make purchases and cash advances 24 hours a day, every day. Cash advances are available at the credit union office, other financial institutions, and worldwide through the VISA ATM Network. There is a 4% fee for each cash advance or a minimum of $5.INOVA · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Opening conditionsAnnual Percentage Rate. The Introductory APR offer is only available for new Global Good, Platinum Visa, Platinum Visa Rewards, or Tolson Center Giving Visa accounts. The Introductory APR applies to purchases and balance transfers posted to your account during the first 7 billing cycles. Rates adjust to the contract APR (currently 16.99% - 17.99%) after the introductory period.  Cash advance fees of $5, or 4% of the amount of each cash advance will apply, whichever is greater. Foreign transaction fees of 0.80% for each single currency transaction in U.S. Dollars, and – 1.0% of each multiple currently transaction in U.S. Dollars will apply. Signed application and proof of income required. Full terms and conditions of the account available upon approval. Platinum Visa Rewards annual fee of $50.00 will be waived with an active open INOVA Federal Shield Checking Account with no negative share accounts on the anniversary date of the annual fee. If the Shield Checking Account is closed after the anniversary date the Annual Fee will be assessed.INOVA · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR qualificationsBalance transfer · Introductory; Balance transfer · Regular; Purchase · Introductory; Purchase · RegularAnnual Percentage Rate. The Introductory APR offer is only available for new Global Good, Platinum Visa, Platinum Visa Rewards, or Tolson Center Giving Visa accounts. The Introductory APR applies to purchases and balance transfers posted to your account during the first 7 billing cycles. Rates adjust to the contract APR (currently 16.99% - 17.99%) after the introductory period.  Cash advance fees of $5, or 4% of the amount of each cash advance will apply, whichever is greater. Foreign transaction fees of 0.80% for each single currency transaction in U.S. Dollars, and – 1.0% of each multiple currently transaction in U.S. Dollars will apply. Signed application and proof of income required. Full terms and conditions of the account available upon approval. Platinum Visa Rewards annual fee of $50.00 will be waived with an active open INOVA Federal Shield Checking Account with no negative share accounts on the anniversary date of the annual fee. If the Shield Checking Account is closed after the anniversary date the Annual Fee will be assessed.INOVA · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website