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Iowa Trust and Savings Bank
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | Not disclosed | |
| Annual fee | No annual fees; other fees vary based on type of card selectedIowa Trust and Savings Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Qualifying purchasesNot disclosed | 1 point per $1. See source conditions for eligible purchases.Iowa Trust and Savings Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards conditionsQualifying purchases | Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. : Unlimited 1x point on every net dollar spent, every day. ¹Iowa Trust and Savings Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards source conditionsQualifying purchases | ¹ In order to access rewards, your account must be open and in good standing.Iowa Trust and Savings Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |