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Iowa Trust and Savings Bank
| Term | Value | Source |
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| Access to fundsWe offer a variety of mortgage loan products to fit your needs. Whether you’re looking to purchase your first home, refinance your current mortgage, or looking to build your dream home, we have the options to make it a reality. Fixed rate mortgages: Long term rates available through the secondary market. Iowa Trust and Savings Bank is a full-service lender. We will take care of all your loan questions from application to closing, so you won’t have to worry about your loan being transferred or sold. In-house adjustable-rate mortgages: Depending on market conditions, the interest rate may adjust on a one- or three-year basis. These can be amortized over a short or long term. Adjustments are made as market rates change, so your payment may go up, down, or stay the same. Rate adjustment caps are set to ensure all rate increases or decreases are manageable. FHA, VA, and RD mortgages: Offered through our partnership with the Iowa Bankers Mortgage Corporation, first time homeowners, veterans, and applicants looking for a low-down payment option can take advantage of these sponsored loan products. Stop in and see one of our knowledgeable loan officers today! | WithheldIowa Trust and Savings Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |