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Banking RegistryReal data. Clear answers.
Banking RegistryReal data. Clear answers.

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Iq Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases10.99% variableIQ · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
APR for balance transfers—
APR for cash advances10.99% variableIQ · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeAfter introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.IQ · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction1% of the amount, After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.IQ · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty fees
Late payment—
Returned payment—
APR qualificationsCash advance · Regular; Purchase · Regular After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount. IQ · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website