Skip to content
Banking RegistryReal data. Clear answers.
Banking RegistryReal data. Clear answers.

Side-by-side review

Compare terms without losing the source.

Add cards by their address. Each column is the same disclosure the product page shows, in the same order, with the same links to the document each value was read from.

Clear
Visa PlatinumRemove

Ithink Financial Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo Annual FeeITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Other fees$0, No Application FeeITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Opening conditionsCredit subject to approval and income verification. Certain conditions may apply. ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Opening conditions*Balance transfers must be processed by credit union personnel during the first 90 days of account opening. Members with an active iTHINK Financial Visa Platinum credit card, balance transfer rate calculation is based on your credit rating at the time of opening the credit card. Loan rate for new cards will be based upon the borrower’(s) creditworthiness. Credit subject to approval and income verification. Certain conditions may apply. Online Banking transfers and overdraft transfers are processed as Cash Advance transactions. Therefore, they do not qualify as  Balance Transfer transactions. Balance Transfer proceeds may not be used to pay down or towards another iTHINK Financial loan or debt.ITHINK FINANCIAL · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website