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Banking RegistryReal data. Clear answers.
Banking RegistryReal data. Clear answers.

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VISA Platinum Credit CardRemove

Kemba Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo annual feeKEMBA · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Transaction fees
Cash advance2% of the amount, minimum $2, maximum $50, *APR = Annual Percentage Rate. Transaction fee for balance transfers and cash advances: 2% of each advance; minimum of $2, maximum $50. Foreign currency transaction fee 1%. Approval is based upon credit worthiness. Terms and conditions may apply for loan approval. Not everyone will qualify for the credit terms advertised.KEMBA · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Balance transfer2% of the amount, minimum $2, maximum $50, *APR = Annual Percentage Rate. Transaction fee for balance transfers and cash advances: 2% of each advance; minimum of $2, maximum $50. Foreign currency transaction fee 1%. Approval is based upon credit worthiness. Terms and conditions may apply for loan approval. Not everyone will qualify for the credit terms advertised.KEMBA · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Foreign transaction1% of the amount, *APR = Annual Percentage Rate. Transaction fee for balance transfers and cash advances: 2% of each advance; minimum of $2, maximum $50. Foreign currency transaction fee 1%. Approval is based upon credit worthiness. Terms and conditions may apply for loan approval. Not everyone will qualify for the credit terms advertised.KEMBA · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Penalty fees
Late paymentup to $25KEMBA · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 4
Returned paymentup to $25KEMBA · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 4