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Kinecta Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | 13.49%–18%KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| APR for balance transfers | — | |
| APR for cash advances | 15.49%–18%KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $0KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsCash advance · Regular; Purchase · Regular | Credit card approval depends on creditworthiness and other qualifications. KINECTA · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |