| APR for purchases | — | |
| APR for balance transfersintroductory rate first |
| Introductory, 12 months | 2.99%LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| After | 8.49%–21.74%LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $0LAFCU · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Transaction fees |
| Cash advance | $0, Enjoy the rewards every time you shop or spend. Whether you're looking for cash back, a low rate, rewards, or would like to build up your credit, LAFCU has a credit card to fit your needs. Our Visa products offer fee-free balance transfers and cash advances, so you can pay-off high interest credit cards and make sure you have the money you need. Add your card to your digital wallet to make check out a breeze and setup alerts with LAFCU Card Control to keep your money safe.LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Balance transfer | $0, Enjoy the rewards every time you shop or spend. Whether you're looking for cash back, a low rate, rewards, or would like to build up your credit, LAFCU has a credit card to fit your needs. Our Visa products offer fee-free balance transfers and cash advances, so you can pay-off high interest credit cards and make sure you have the money you need. Add your card to your digital wallet to make check out a breeze and setup alerts with LAFCU Card Control to keep your money safe.LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | 1% of the amount, *Annual Percentage Rate. Promotional rate is good for 12 months from the date of each transfer. Offer not valid for existing LAFCU credit card balances. After promotional rate, annual percentage rate will vary from 8.49% to 21.74% APR. Rates, terms, and conditions are subject to change at any time. LAFCU membership is required. Please refer to your Guide to Benefits for further details. 1% foreign transaction fee where applicable. Other restrictions may apply.LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty fees |
| Late payment | up to $25 — Late Payment Fee:LAFCU · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Returned payment | up to $25 — Returned Payment Fee:LAFCU · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| APR qualificationsBalance transfer · Introductory; Balance transfer · Regular | *Annual Percentage Rate. Promotional rate is good for 12 months from the date of each transfer. Offer not valid for existing LAFCU credit card balances. After promotional rate, annual percentage rate will vary from 8.49% to 21.74% APR. Rates, terms, and conditions are subject to change at any time. LAFCU membership is required. Please refer to your Guide to Benefits for further details. 1% foreign transaction fee where applicable. Other restrictions may apply.LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 5% cash back. Payment timing is not disclosed. *Spend $100+, earn 5% cash back on the Signature card (maximum spend of $10,000), and 3x rewards on the Rewards card (maximum of 30,000 points). Offer is good October 1 - December 31, 2026. 1% foreign transaction fee where applicable. Other restrictions may apply. For full offer details, please visit lafcu.com/spendandgetLAFCU · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
| Cashback qualificationsCash back | single qualifying purchase of $100 or moreLAFCU · Page Capture Oct 13, 2026 · Captured Oct 13, 2026 | Website |
