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LAFCU Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfersintroductory rate first
Introductory, 12 months2.99%LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
After8.49%–21.74%LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee—
Transaction fees
Cash advance$0, Enjoy the rewards every time you shop or spend. Whether you're looking for cash back, a low rate, rewards, or would like to build up your credit, LAFCU has a credit card to fit your needs. Our Visa products offer fee-free balance transfers and cash advances, so you can pay-off high interest credit cards and make sure you have the money you need. Add your card to your digital wallet to make check out a breeze and setup alerts with LAFCU Card Control to keep your money safe.LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Balance transfer$0, Enjoy the rewards every time you shop or spend. Whether you're looking for cash back, a low rate, rewards, or would like to build up your credit, LAFCU has a credit card to fit your needs. Our Visa products offer fee-free balance transfers and cash advances, so you can pay-off high interest credit cards and make sure you have the money you need. Add your card to your digital wallet to make check out a breeze and setup alerts with LAFCU Card Control to keep your money safe.LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction1% of the amount, *Annual Percentage Rate. Promotional rate is good for 12 months from the date of each transfer. Offer not valid for existing LAFCU credit card balances. After promotional rate, annual percentage rate will vary from 8.49% to 21.74% APR. Rates, terms, and conditions are subject to change at any time. LAFCU membership is required. Please refer to your Guide to Benefits for further details. 1% foreign transaction fee where applicable. Other restrictions may apply.LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty fees
Late payment—
Returned payment—
APR qualificationsBalance transfer · Introductory; Balance transfer · Regular*Annual Percentage Rate. Promotional rate is good for 12 months from the date of each transfer. Offer not valid for existing LAFCU credit card balances. After promotional rate, annual percentage rate will vary from 8.49% to 21.74% APR. Rates, terms, and conditions are subject to change at any time. LAFCU membership is required. Please refer to your Guide to Benefits for further details. 1% foreign transaction fee where applicable. Other restrictions may apply.LAFCU · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website