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Long Reach Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases10.90%LONG REACH · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
APR for balance transfers10.90%LONG REACH · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
APR for cash advances10.90%LONG REACH · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee—
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction1% of the amountLONG REACH · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
Penalty fees
Late paymentup to $15 — Late Payment FeeLONG REACH · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
Returned paymentup to $15 — Returned Payment Fee Emergency Card Replacement Fee C. Returned Payment Fee. If your account is subject to a Returned Payment Fee, the fee will be charged to your account when a payment is returned for any reason.LONG REACH · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1