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Maine Community Bank
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfersintroductory rate first | 0%Maine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | No annual fee*Maine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | 3% of the amount, minimum $10, For Business Platinum and Business Platinum Rewards, a balance transfer fee of 3%, minimum of $10, applies to all balance transfers. Balance transfers subject to available credit.Maine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsBalance transfer · Introductory | 0% intro APR for the first 12 months on balance transfers made within the first 60 days of account opening*; after that, a variable APR that is Prime +9.74% to Prime +15.74% applies, based on creditworthiness. The APR will not exceed 23.99%Maine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 1% cash back. Payment timing is not disclosed. Earn 1% cash back rewards on everyday business expensesMaine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |