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| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $95, Modest $95 annual fee after the first yearMaine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees |
| Cash advance | — | |
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| Penalty fees |
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| Returned payment | — | |
| Cash back | 1% cash back. Payment timing is not disclosed. Earn rewards for purchases – 3% cash back on travel and dining, 2% on gas and office supplies, 1% on everything elseMaine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 2% cash back. Payment timing is not disclosed. Earn rewards for purchases – 3% cash back on travel and dining, 2% on gas and office supplies, 1% on everything elseMaine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 3% cash back. Payment timing is not disclosed. Earn rewards for purchases – 3% cash back on travel and dining, 2% on gas and office supplies, 1% on everything elseMaine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash signup bonus | $500 cash award. After $5,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. Get $500 cash back with $5,000 spend on qualifying purchases in the first 90 daysMaine Community Bank · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
