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Manufacturers and Traders Trust Company
| Term | Value | Source |
|---|---|---|
| APR for purchasesintroductory rate first | ||
| Introductory, 12 billing cycles | 0%Manufacturers and Traders Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| 13.74%–20.74% variableManufacturers and Traders Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website | |
| APR for balance transfersintroductory rate first | 0%Manufacturers and Traders Trust Company · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | No annual feeManufacturers and Traders Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsBalance transfer · Introductory | 0% introductory APR on balance transfers and purchases for 12 billing cycles. A balance transfer fee will apply.{Manufacturers and Traders Trust Company · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| APR qualificationsPurchase · Introductory | 0.00% Introductory APR for the first 12 billing cycles from account opening. After that, your APR will be between 13.74 and 20.74%{Manufacturers and Traders Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsPurchase · Regular | {d915*}} based on your creditworthiness and will vary with the market based on the Prime Rate.Manufacturers and Traders Trust Company · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |