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Banking RegistryReal data. Clear answers.
Banking RegistryReal data. Clear answers.

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M&T Secured Credit CardRemove

Manufacturers and Traders Trust Company

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo annual fee{Manufacturers and Traders Trust Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Opening conditionsYour Security Deposit must be made in an M&T savings account prior to application. You may close your M&T Secured Credit Card account and have the pledged Security Deposit amount applied to cover the outstanding balance at any time. Please note that if the funds held as security do not satisfy the entire outstanding balance, you will still owe any balance that remains after the funds have been applied to your account. If the funds currently held as security are greater than your outstanding balance, we will release those funds so that they are available for use in your savings account.Manufacturers and Traders Trust Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Opening conditionsSecured by your M&T deposit in an amount equal to your credit limit (greater than or equal to $250){Manufacturers and Traders Trust Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website