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Marine Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | 15.99%–18% variableMARINE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | 15.99%–18% variableMARINE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | 18% variableMARINE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Variable APR capthe calculated APR will not exceed this amount | up to 18% | — |
| Paying interestgrace period on new purchases | — | |
| Annual fee | Premium Benefits; $0 Annual FeeMARINE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | 3% of the amount, minimum $10, 3% or $10, whichever is greaterMARINE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Balance transfer | 3% of the amount, minimum $10, 3% or $10, whichever is greaterMARINE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular | *Rates shown are variable and subject to change based on the U.S. Prime Rate. Rates are capped at 18.00% APR. Your specific APR depends on individual creditworthiness and credit union underwriting standards. MARINE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |