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Mechanics Bank
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| Access to fundsBuild now, finance seamlessly Build your dream home with our construction to perm loan. One loan, one closing, our process is streamlined to make things easy during the construction. Key Features & Benefits Available for loans of up to $3 million Wide variety of terms: Fixed Rates and Adjustable Rates (ARMs) One-time close structure that reduces costs, complexity, and closing delays Perfect for custom builds, ADUs, or major renovations with predictable financing from start to finish Expert support navigating builders, plans, budgets and timelines with precision Get started today The fastest way to get started with your mortgage application. Our online application captures all of the information we need to qualify you, make a loan recommendation and deliver an estimate. All loans subject to program eligibility, acceptable collateral, underwriting and credit approval. Other terms and conditions may apply. Mechanics Bank NMLS #442116. | WithheldMechanics Bank · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |