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Michigan Schools and Government Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | 9.75%MICHIGAN SCHOOLS AND GOVERNMENT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | 9.75%MICHIGAN SCHOOLS AND GOVERNMENT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | 9.75%MICHIGAN SCHOOLS AND GOVERNMENT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | NoneMICHIGAN SCHOOLS AND GOVERNMENT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | 1% of the amount, *Annual Percentage Rate. The MSGCU Rewards Visa APR is variable based on prime. Credit subject to approval. Normal credit standards apply. A 1% fee (in U.S. dollars) on foreign purchases applies. See MSGCU Representative for details.MICHIGAN SCHOOLS AND GOVERNMENT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular | 9.75%MICHIGAN SCHOOLS AND GOVERNMENT · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |