| APR for purchases | 21.49% variableMidFirst Bank · Page Capture Oct 2, 2026 · Captured Oct 2, 2026 | p. 1 |
| APR for balance transfers | 21.49% variableMidFirst Bank · Page Capture Oct 2, 2026 · Captured Oct 2, 2026 | p. 1 |
| APR for cash advances | 24.99% variableMidFirst Bank · Page Capture Oct 2, 2026 · Captured Oct 2, 2026 | p. 1 |
| Penalty APRafter a late or returned payment | Not disclosedMidFirst Bank · Stated In Document Feb 1, 2026 · Captured Oct 2, 2026 | Website |
| Rate mechanics · Balance transfer | 14.74%MidFirst Bank · Page Capture Oct 2, 2026 · Captured Oct 2, 2026 | p. 2 |
| Rate mechanics · Cash advance | 21.74%MidFirst Bank · Page Capture Oct 2, 2026 · Captured Oct 2, 2026 | p. 2 |
| Rate mechanics · Purchase | 14.74%MidFirst Bank · Page Capture Oct 2, 2026 · Captured Oct 2, 2026 | p. 2 |
| Variable APR capthe calculated APR will not exceed this amount | up to 24.99%MidFirst Bank · Page Capture Oct 2, 2026 · Captured Oct 2, 2026 | Website |
| Paying interestgrace period on new purchases | Not disclosed | |
| Annual fee | $35, $35 annual fee*MidFirst Bank · Page Capture Oct 2, 2026 · Captured Oct 2, 2026 | Website |
| Transaction fees |
| Cash advance | 5% of the amount, minimum $10, The MidFirst Business Secured Credit Card APR for purchases and balance transfers will be 21.49% APR and will vary based on the prime rate (up to 24.99%). The APR for cash advances will vary based on the prime rate (up to 24.99% APR). The APR for penalty rates will vary based on your creditworthiness (up to 24.99% APR). The transaction fee for balance transfers is $10 or 3% of the amount of each transfer, whichever is greater. The transaction fee for cash advances and cash equivalent transactions is the greater of $10 or 5% of the transaction. Foreign transaction fee is 3% of each transaction in U.S. dollars. The annual fee for the MidFirst Business Secured Credit Card is $35. Payments on your account may be applied in the order we select, subject to applicable law. We reserve the right to change the account terms should your credit profile change or for other reasons as described in your Cardholder Agreement. All changes in terms will be subject to the requirements of applicable law. Rates apply to new accounts only and are accurate as of February 1, 2026. Subject to credit approval.MidFirst Bank · Page Capture Oct 2, 2026 · Captured Oct 2, 2026 | Website |
| Balance transfer | 3% of the amount, minimum $10, The MidFirst Business Secured Credit Card APR for purchases and balance transfers will be 21.49% APR and will vary based on the prime rate (up to 24.99%). The APR for cash advances will vary based on the prime rate (up to 24.99% APR). The APR for penalty rates will vary based on your creditworthiness (up to 24.99% APR). The transaction fee for balance transfers is $10 or 3% of the amount of each transfer, whichever is greater. The transaction fee for cash advances and cash equivalent transactions is the greater of $10 or 5% of the transaction. Foreign transaction fee is 3% of each transaction in U.S. dollars. The annual fee for the MidFirst Business Secured Credit Card is $35. Payments on your account may be applied in the order we select, subject to applicable law. We reserve the right to change the account terms should your credit profile change or for other reasons as described in your Cardholder Agreement. All changes in terms will be subject to the requirements of applicable law. Rates apply to new accounts only and are accurate as of February 1, 2026. Subject to credit approval.MidFirst Bank · Page Capture Oct 2, 2026 · Captured Oct 2, 2026 | Website |
| Foreign transaction | 3% of the amount, The MidFirst Business Secured Credit Card APR for purchases and balance transfers will be 21.49% APR and will vary based on the prime rate (up to 24.99%). The APR for cash advances will vary based on the prime rate (up to 24.99% APR). The APR for penalty rates will vary based on your creditworthiness (up to 24.99% APR). The transaction fee for balance transfers is $10 or 3% of the amount of each transfer, whichever is greater. The transaction fee for cash advances and cash equivalent transactions is the greater of $10 or 5% of the transaction. Foreign transaction fee is 3% of each transaction in U.S. dollars. The annual fee for the MidFirst Business Secured Credit Card is $35. Payments on your account may be applied in the order we select, subject to applicable law. We reserve the right to change the account terms should your credit profile change or for other reasons as described in your Cardholder Agreement. All changes in terms will be subject to the requirements of applicable law. Rates apply to new accounts only and are accurate as of February 1, 2026. Subject to credit approval.MidFirst Bank · Page Capture Oct 2, 2026 · Captured Oct 2, 2026 | Website |
| Penalty fees |
| Late payment | up to $35 — Up to $35; this is a maximum, not an exact charge.MidFirst Bank · Page Capture Oct 2, 2026 · Captured Oct 2, 2026 | p. 1 |
| Returned payment | up to $35 — Up to $35; this is a maximum, not an exact charge.MidFirst Bank · Page Capture Oct 2, 2026 · Captured Oct 2, 2026 | p. 1 |
| APR qualificationsPenalty · Penalty | The MidFirst Business Secured Credit Card APR for purchases and balance transfers will be 21.49% APR and will vary based on the prime rate (up to 24.99%). The APR for cash advances will vary based on the prime rate (up to 24.99% APR). The APR for penalty rates will vary based on your creditworthiness (up to 24.99% APR). The transaction fee for balance transfers is $10 or 3% of the amount of each transfer, whichever is greater. The transaction fee for cash advances and cash equivalent transactions is the greater of $10 or 5% of the transaction. Foreign transaction fee is 3% of each transaction in U.S. dollars. The annual fee for the MidFirst Business Secured Credit Card is $35. Payments on your account may be applied in the order we select, subject to applicable law. We reserve the right to change the account terms should your credit profile change or for other reasons as described in your Cardholder Agreement. All changes in terms will be subject to the requirements of applicable law. Rates apply to new accounts only and are accurate as of February 1, 2026. Subject to credit approval. MidFirst Bank · Stated In Document Feb 1, 2026 · Captured Oct 2, 2026 | Website |
