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MidFirst Bank

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo annual fee*MidFirst Bank · Page Capture Oct 2, 2026 · Captured Oct 2, 2026Website
Transaction fees
Cash advance5% of the amount, minimum $10, The MidFirst Bank Rewards Credit Card APR for purchases and balance transfers will be based on your creditworthiness (between 17.49% and 23.49% APR) and will vary based on the prime rate (up to 24.99%). The APR for cash advances will vary based on the prime rate (up to 24.99% APR). The APR for penalty rates will vary based on your creditworthiness (up to 24.99% APR). The MidFirst Bank Platinum credit card APR for purchases and balance transfers will be based on your creditworthiness (between 13.49% and 21.49% APR) and will vary based on the prime rate (up to 24.99%). The transaction fee for balance transfers is $10 or 3% of the amount of each transfer, whichever is greater. The transaction fee for cash advances and cash equivalent transactions is the greater of $10 or 5% of the transaction. Foreign transaction fee is 3% of each transaction in U.S. dollars. Payments on your account may be applied in the order we select, subject to applicable law. We reserve the right to change the account terms should your credit profile change or for other reasons as described in your Cardholder Agreement. All changes in terms will be subject to the requirements of applicable law. Rates apply to new accounts only and are accurate as of February 1, 2026. Subject to credit approval.MidFirst Bank · Page Capture Oct 2, 2026 · Captured Oct 2, 2026Website
Balance transfer3% of the amount, minimum $10, The MidFirst Bank Rewards Credit Card APR for purchases and balance transfers will be based on your creditworthiness (between 17.49% and 23.49% APR) and will vary based on the prime rate (up to 24.99%). The APR for cash advances will vary based on the prime rate (up to 24.99% APR). The APR for penalty rates will vary based on your creditworthiness (up to 24.99% APR). The MidFirst Bank Platinum credit card APR for purchases and balance transfers will be based on your creditworthiness (between 13.49% and 21.49% APR) and will vary based on the prime rate (up to 24.99%). The transaction fee for balance transfers is $10 or 3% of the amount of each transfer, whichever is greater. The transaction fee for cash advances and cash equivalent transactions is the greater of $10 or 5% of the transaction. Foreign transaction fee is 3% of each transaction in U.S. dollars. Payments on your account may be applied in the order we select, subject to applicable law. We reserve the right to change the account terms should your credit profile change or for other reasons as described in your Cardholder Agreement. All changes in terms will be subject to the requirements of applicable law. Rates apply to new accounts only and are accurate as of February 1, 2026. Subject to credit approval.MidFirst Bank · Page Capture Oct 2, 2026 · Captured Oct 2, 2026Website
Foreign transaction3% of the amount, The MidFirst Bank Rewards Credit Card APR for purchases and balance transfers will be based on your creditworthiness (between 17.49% and 23.49% APR) and will vary based on the prime rate (up to 24.99%). The APR for cash advances will vary based on the prime rate (up to 24.99% APR). The APR for penalty rates will vary based on your creditworthiness (up to 24.99% APR). The MidFirst Bank Platinum credit card APR for purchases and balance transfers will be based on your creditworthiness (between 13.49% and 21.49% APR) and will vary based on the prime rate (up to 24.99%). The transaction fee for balance transfers is $10 or 3% of the amount of each transfer, whichever is greater. The transaction fee for cash advances and cash equivalent transactions is the greater of $10 or 5% of the transaction. Foreign transaction fee is 3% of each transaction in U.S. dollars. Payments on your account may be applied in the order we select, subject to applicable law. We reserve the right to change the account terms should your credit profile change or for other reasons as described in your Cardholder Agreement. All changes in terms will be subject to the requirements of applicable law. Rates apply to new accounts only and are accurate as of February 1, 2026. Subject to credit approval.MidFirst Bank · Page Capture Oct 2, 2026 · Captured Oct 2, 2026Website
Penalty fees
Late payment—
Returned payment—