| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | Not disclosed | |
| Annual fee | Not disclosedMidwest BankCentre · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Transaction fees |
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees |
| Late payment | — | |
| Returned payment | — | |
| Cash back · Gasoline | 2% cash back. Payment timing is not disclosed. Earn 3% cash back for every dollar spend on travel (airfare, hotel, car rental) and dining, 2% on gasoline and 1% cash back on everything elseMidwest BankCentre · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Cashback qualificationsCash back · Gasoline | We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.Midwest BankCentre · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Cash back · Other purchases | 1% cash back. Payment timing is not disclosed. Earn 3% cash back for every dollar spend on travel (airfare, hotel, car rental) and dining, 2% on gasoline and 1% cash back on everything elseMidwest BankCentre · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Cashback qualificationsCash back · Other purchases | We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.Midwest BankCentre · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Cash back · Travel (airfare, hotel, car rental) and dining | 3% cash back. Payment timing is not disclosed. Earn 3% cash back for every dollar spend on travel (airfare, hotel, car rental) and dining, 2% on gasoline and 1% cash back on everything elseMidwest BankCentre · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Cashback qualificationsCash back · Travel (airfare, hotel, car rental) and dining | We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.Midwest BankCentre · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Cash signup bonus | $500 cash award. After $5,000 in qualifying purchases. Payment timing is not disclosed. Earn a one-time $500 cash back bonus after spending $5,000 in the first 3 monthsMidwest BankCentre · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
| Cashback qualificationsCash signup bonus | Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.Midwest BankCentre · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |
