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Nasa Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfersfrom 8.90%NASA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee– No balance transfer fees – no annual fees.NASA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance3% of the amount, minimum $5, — For each cash advance, we add an additional CHARGE of 3% of the advanced amount but not less than $5.00. This fee will be added to the cash advance balance. (The amount of the cash advance may include a surcharge that the owner of an ATM imposes). The cash transaction fee may cause the annual percentage rate on the billing statement on which the cash advance first appears to exceed the nominal annual percentage rate.NASA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Balance transfer$0, – No balance transfer fees – no annual fees.NASA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
APR qualificationsBalance transfer · Regular**Annual Percentage Rate (APR) is valid only on balance transfers made within 90-days of account opening for qualified applicants, based on creditworthiness and other factors. The 8.9% APR will remain in effect for the life of balances transferred from non-NASA Federal credit cards within the first 90-days of account opening. Balance transfers made after 90-days of account opening do not qualify for the 8.9% APR.NASA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website