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National Institutes of Health Credit Union
- APR for purchasesIntroductory rate shown first.
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-cardAll applicants11.99%–16.99% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-cardCredit scores from 620 to 71916.99% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-cardCredit score of 720 or greater12.99% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-card
- APR for balance transfers
- 2.99% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-card
- APR for cash advances
- All applicants11.99%–16.99% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-cardCredit scores from 620 to 71911.99% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-cardCredit score of 720 or greater16.99% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-card
- Penalty APRCharged after a late or returned payment.
- —
- Paying interestThe grace period on new purchases.
- 30 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-card
- Annual fee
- AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-card
- Transaction fees
- Cash advanceNot disclosedConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-cardBalance transferNot disclosedConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-cardForeign transaction1% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-card
- Penalty fees
- First late feeNot disclosedConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-cardReturned payment—
- Other fees
- Returned payment Fee$25Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-cardCard Replacement Fee$5Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-cardPay by phone fee$10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-cardStatement Copy Fee$5Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-cardRush Fee$25Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-cardOver limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-cardPurchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-card
- Balance transfer termsHow long a transfer may be requested for, and how much may be moved.
- Grace period on transfersNoConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-card
- Source
- Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:nih-federal-credit-union:visa-platinum-card · captured 2026-09-06