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Banking RegistryReal data. Clear answers.
Banking RegistryReal data. Clear answers.

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North Star Community Credit Union

Product terms with exact source passages
TermValueSource
APR for purchasesintroductory rate first
IntroductoryNoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
11%–13%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
APR for balance transfersNoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
APR for cash advances11%–13%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases25 days from the close of each billing cycle—
How we calculate your balanceAverage daily balance including new purchases—
Annual fee$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Transaction fees
Cash advance$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Balance transfer$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Foreign transaction$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Penalty fees
First late fee$15Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Returned payment—
Other fees
Returned Payment Fee$28, $28 or the amount of the required minimum payment, whichever is less. Charged when a payment is returned for any reason.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Over limit$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Purchase transaction$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website
Opening conditions1. You live within 50 miles of BottineauMap of membership area 2. You live within 50 miles of Rugby 3. You live within 50 miles of Cavalier 4. You live within 75 miles of Maddock 5. You live within 75 miles of Tolna 6. You live in the county of McLeaConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Oct 4, 2026Website