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Northrop Grumman Credit Union

Product terms with exact source passages
TermValueSource
APR for purchasesintroductory rate first4.99% variableNORTHROP GRUMMAN · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeCredit line up to $40,000 with no annual feeNORTHROP GRUMMAN · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
APR qualificationsPurchase · IntroductoryAPR = Annual Percentage Rate. Rate ranges vary by product. Rates are variable and may change after account opening. Introductory rate valid on purchases made in first six months of the loan (card issue). The introductory rate will be effective for the first six statement periods. At the end of the sixth statement period, the rate on the purchases balance will change to the then-current purchase APR currently from 14.49% APR to 18.00% APR. Introductory rate does not apply to cash advances or balance transfers. Introductory rate may be revoked if account becomes 60 days past due at which time a penalty rate between 14.49% and 18.00% APR will apply. Rates, terms and eligibility vary and are based on creditworthiness at time of application.NORTHROP GRUMMAN · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website