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Omni Community Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchasesintroductory rate first | 0%OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfersintroductory rate first | 1.99%OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | No annual feeOMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsBalance transfer · Introductory | 1.99% on Balance Transfers for 12 monthsOMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsPurchase · Introductory | 2. 0% Intro APR Introductory rate applies to new platinum cardholders only and is valid on purchases for the first 9 months from the card opening date. Rate will increase to standard rate after promotional period.OMNI COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |