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Banking RegistryReal data. Clear answers.
Banking RegistryReal data. Clear answers.

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REWARDS VISARemove

On Tap Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo. On Tap secured credit cards have no annual fee, no balance transfer fees, and no cash advance fees.ON TAP · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance$0, No. On Tap secured credit cards have no annual fee, no balance transfer fees, and no cash advance fees.ON TAP · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Balance transfer$0, No. On Tap secured credit cards have no annual fee, no balance transfer fees, and no cash advance fees.ON TAP · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Opening conditionsA secured credit card requires a refundable cash deposit that becomes your credit limit and serves as collateral. On Tap’s secured credit cards are designed to help you build or rebuild your credit while enjoying Visa convenience.ON TAP · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Opening conditions*Credit Cards. APR = Annual Percentage Rate. Conditions, restrictions, and credit approval apply. Refer to your Credit Card Agreement for complete information. OTCU membership of $5 is required. Federally Insured by NCUAON TAP · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website