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Oneaz Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases15.49%–24% variableONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR for balance transfers15.49%–24% variableONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Minimum interest charge$1ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Annual feeNo annual feeONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction1% of the amount, 1% of the US dollar amount of the foreign transactionONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Penalty fees
Late payment$25, $25.00ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Returned payment—
Other APRsoutside the standard boxes24%ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR qualificationsBalance transfer · Regular; Purchase · Regular, based on your creditworthiness and will vary with the market based on the Prime Rate.ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
APR qualificationsPenalty · RegularYour minimum monthly payment is more than 60 days lateONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Cash back2% cash back. Payment timing is not disclosed. Cashback at restaurants.ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Cash back3% cash back. Payment timing is not disclosed. Cashback on travel, office supplies, telecommunications and internet service.ONEAZ · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website