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Orange County'S Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchasesintroductory rate first | ||
| Introductory, 6 months | 0%ORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| 15.74%–18% variableORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website | |
| APR for balance transfersintroductory rate first | ||
| Introductory, 6 months | 0%ORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| After | 15.74%–18% variableORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | No annual fee¹ORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| APR qualificationsBalance transfer · Introductory; Purchase · Introductory | ¹ for 6 months on purchases and balance transfers at account opening. After that, a competitively-low, variable APR of 15.74%-18.00% will apply.¹ORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR qualificationsBalance transfer · Regular; Purchase · Regular | Competitive rates, starting at 15.74% APR,¹ based on creditworthinessORANGE COUNTY'S · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |