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Partners Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo Annual, Balance Transfer, or Cash Advance FeesPARTNERS · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Transaction fees
Cash advance$0, No Annual, Balance Transfer, or Cash Advance FeesPARTNERS · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Balance transfer$0, No Annual, Balance Transfer, or Cash Advance FeesPARTNERS · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
DiningNot disclosed5 points per $1. See source conditions for eligible purchases.PARTNERS · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
TravelNot disclosed4 points per $1. See source conditions for eligible purchases.PARTNERS · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Gas, groceries and streamingNot disclosed3 points per $1. See source conditions for eligible purchases.PARTNERS · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards conditionsDiningPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Subject to credit approval. Eligible purchases are purchases minus any credits posted to the account for returns during the billing cycle. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Preferred, Premium, Elite, and Private Banking tiers earn 3x rewards points on gas, groceries, and streaming purchases. Premium, Elite, and Private Banking tiers earn 4x rewards points on travel purchases. Elite and Private Banking tiers earn 5x rewards points on dining purchases. Purchases outside these categories earn the standard 1x rewards points. See PARTNERS · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards source conditionsDiningGet rewarded for every purchase with the Partners Visa Platinum Rewards credit card. Earn up to 5x rewards points on qualifying purchases based on your PARTNERS · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website
Rewards conditionsTravel; Gas, groceries and streamingPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Subject to credit approval. Eligible purchases are purchases minus any credits posted to the account for returns during the billing cycle. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Preferred, Premium, Elite, and Private Banking tiers earn 3x rewards points on gas, groceries, and streaming purchases. Premium, Elite, and Private Banking tiers earn 4x rewards points on travel purchases. Elite and Private Banking tiers earn 5x rewards points on dining purchases. Purchases outside these categories earn the standard 1x rewards points. See PARTNERS · Page Capture Oct 13, 2026 · Captured Oct 13, 2026Website