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Patelco Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | 12.40%–21.90% variablePATELCO · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| APR for balance transfers | 12.40%–21.90% variablePATELCO · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| APR for cash advances | 15.40%–24.90% variablePATELCO · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | $0PATELCO · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Transaction fees | ||
| Cash advance | 3% of the amount, minimum $10PATELCO · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Balance transfer | $0PATELCO · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Foreign transaction | $0PATELCO · Page Capture Aug 23, 2026 · Captured Aug 23, 2026 | p. 1 |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |