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Pathways Financial Credit Union

Product terms with exact source passages
TermValueSource
APR for purchasesfrom 9.96%PATHWAYS FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfersintroductory rate first
Introductory, 6 months0.96%PATHWAYS FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Afterfrom 9.96%PATHWAYS FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNo. The Crew Platinum Mastercard® has no annual fee.PATHWAYS FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—
Balance transfer$0, No. Qualifying balance transfers can be completed without a balance transfer fee. Existing Pathways loans and credit card balances are not eligible for the balance transfer offer.PATHWAYS FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
APR qualificationsBalance transfer · Introductory; Balance transfer · Regular; Purchase · Regular*APR = Annual Percentage Rate. Fixed purchase APR as low as 9.96% available to qualified borrowers and based on creditworthiness. A 0.96% APR applies to qualifying balance transfers for the first six (6) months. After the six-month promotional period, the standard purchase APR applicable to your account will apply. No balance transfer fee. No annual fee. Existing Pathways Financial Credit Union loans and credit card balances are not eligible for the balance transfer offer. Members with an existing Pathways Financial Credit Union credit card are not eligible for balance transfer promotional offers. Subject to credit approval. Membership eligibility required. Additional terms, conditions, and restrictions may apply. Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated. Terms, conditions, rates, and offers are subject to change at any time without notice.PATHWAYS FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website