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Platinum Rewards VISARemove

Peak Credit Union

Product terms with exact source passages
TermValueSource
APR for purchasesintroductory rate first
Introductory, 180 days1.90%PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
13.50% variablePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfers10.50% variablePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances16.50% variablePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual fee—
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
APR qualificationsBalance transfer · Regular10.50% APR VariablePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsCash advance · Regular16.50% APR VariablePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsPurchase · IntroductoryThe fixed introductory rate applies to new purchases posted to a new consumer Visa® credit card account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates. The fixed introductory rate does not apply to the Share Secured Visa Credit Card. Please review the terms and conditions of the account for details.PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsPurchase · Regular13.50% APR VariablePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Purchase rewardsNot disclosed1.5 points per $1. See source conditions for eligible purchases.PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Purchase rewardsNot disclosed1.5 points per $1. See source conditions for eligible purchases.PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Purchase rewardsNot disclosed1.5 points per $1. See source conditions for eligible purchases.PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
PurchasesNot disclosed1.5 points per $1. See source conditions for eligible purchases.PEAK · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.Not disclosed1.5 points per $1. See source conditions for eligible purchases.PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsPurchase rewards; If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.Point posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsPurchase rewards; PurchasesPoint posting timing is not disclosed. Point expiration is not disclosed. Redemption options: airline miles, gift cards. If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards conditionsPurchase rewardsPoint posting timing is not disclosed. Point expiration is not disclosed. Redemption options: air travel, merchandise, gift cards, experiences, charitable donations, event tickets. You will earn 1.5 points for every $1 spent on your Peak Visa Platinum Rewards cardPEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsPurchase rewardsYou can redeem your points for rewards including:PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsPurchase rewardsTravel on any airline with no black-out datesPEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsPurchase rewardsMerchandise from brands including Apple, Dyson, LG and morePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsPurchase rewardsGift cards to businesses including Regal Cinemas, Macy's and morePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsPurchase rewardsUnique experiencesPEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsPurchase rewardsCharitable donationsPEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Rewards source conditionsPurchase rewardsEvent ticketsPEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website