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Peak Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | 15% variablePEAK · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | NonePEAK · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | — | |
| Penalty fees | ||
| Late payment | $20, Late Payment Fee: Payments more than 10 days past due will be charged $20.00.PEAK · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| Returned payment | — | |
| Other fees | $0, NonePEAK · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |
| APR qualificationsPurchase · Regular | 15.00% APR Variable (Prime + 7.50%) PEAK · Page Capture Oct 15, 2026 · Captured Oct 15, 2026 | Website |